Short-term health insurance is the ticket for people in transition. Short term health insurance coverage protects you in the event of an unexpected illness, accident or injury. Coverage is available for 30 days to 6 or 12 months. short-term policies can provide a low-cost safety net in case of illness or injury that might develop during the coverage period. Short Term Health Insurance can give you piece of mind. Many plans cover physician services, prescriptions, X-ray, laboratory services, inpatient hospital stays, inpatient and outpatient surgeries, skilled nursing facility care and rehabilitation up.
These policies are specifically designed for those healthy persons and families who are not intended to get covered for their pre-existing conditions. Short term health insurance is for people who are in-between jobs, students, recent graduates, on strike, or for people who for just about any reason are waiting for another health insurance plan to kick in. Short Term Health Insurance plans vary depending on the state you live in. One of the major appeals of a short-term policy is its low premiums. As long as your health care expenses can be linked to a specific illness or injury suffered during the term of coverage, you should be covered.